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Send your letters by certified mail, return receipt requested, so you can document what the company received and when For example, if the debt youre disputing originates from a credit card you never applied for, ask for a copy of the application with the applicants signature Continue to monitor your credit reports and read to help stay on top of the situation, your financial account statements promptly and carefully For purposes of anonymity we will refer to our interviewee as kim smith
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Last update: 08/04/2005